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What Are The Best Mountain Bikes For Under 500 Dollars

Best Mountain Bikes Under 500 Dollars


Best Men‘s MTB’s Under $500
Best Women‘s MTB’s Under $500
Related Mountain Bike Reviews

$500 tops for a mountain bike is something many of us are willing to pay. With, or without any mountain-biking background, it should be the time to expect a decent-quality bike out of that sum, right? Well, considering the fact that a mountain bike has to perform well on such demanding terrains – some large and top bike brands have the luxury to bring the price tag as low by producing a large amount of entry-level, therefore cheap mountain bikes.

Mountain Bikes for $500 are generally equipped with:

  • Aluminum frame
  • Mechanical disc brakes
  • 3x chainrings in the front


Trek – Marlin 4 ‘2021

Trek Marlin 4Aluminum frame / Shimano components / 3×7 speeds / Mechanical disc brakes

MSRP $490 Trekbikes.com

It’s one of the best budget mountain bikes that you can get right now with an aluminum frame and a set of decent components for beginners. If you like the bike enough, you can always swap some components and upgrade them. However, I think that is not necessary, as the bike is perfect as is. You can abuse it and use it for what it is made without worrying too much.

Why did we choose this bike?

The Trek Marlin 4 has a very high rating, as most comments are positive. It seems as if Trek has really hit a bullseye with this model. Those who have made the good decision to buy this best mountain bike under $500 say they love how it handles and how unstoppable it feels on any terrain. When I rode it, the strong frame and decent tires gave me a feeling of stability, and I felt a surge of confidence to try new lines.

Trek Marlin 4 comes with a lightweight aluminum frame and weighs around 31 lbs, but it does not feel sluggish.

The components on the bike are quite decent as well at this price range. The rear derailleur is a Shimano Tourney, as well as the front derailleur, and there are 21 speeds in total. For beginners, this number of speeds and this setup will be more than enough. The Tektro mechanical brakes are great as well, though they require a bit more brute force to engage fully, when adjusted properly they’ll stop on a dime. So, if you want to have loads of fun riding through mud and inaccessible terrain on a mountain bike, don’t hesitate to buy Trek Marlin 4. I guarantee you’ll have a blast on it!

Check availability – Trekbikes.com


Co-op Cycles – DRT 1.1

Co-op Cycles DRT 1.1

Comfortable trail geometry / Aluminum frame / 100 mm of travel / 21 gears / Shimano components / 2.1″ wide tires / Disc brakes

MSRP $550 REI.com

The Co-op Cycles’ DRT 1.1 was designed with both men and women in mind from start to finish! If you didn’t know, the Co-Op Cycles is REI’s bicycle brand, which is well-known for affordable bikes with great characteristics. This model is available in two attractive colors — aqua blue and pirate black. Under that paint is a lightweight Co-Op Cycles aluminum frame, so you’ll be able to easily lift the bike up and carry it over obstacles if need be.

Best Mix of Components for the Money

Co-op Cycles 1.1 is priced just above $500, but I was pleasantly surprised when I saw the components it has. To begin with, the SR Suntour XCM fork is known to be lightweight, and with 100mm of travel, it’s more than enough for a smooth ride even if you push its limits. Next, you get 21 gears with this model and a great combination of Shimano components. The groupset fitted on this bike is Shimano Tourney, which is not fancy, to say the least. But if you are a beginner and you ride recreationally, you don’t need anything better than that.

Also Featured on Co-op DRT series full overview

If I were buying this model, I’d be looking forward to the wide 27.5×2.1” Kenda Kadre tires which have a pretty high profile and offer a huge amount of grip on loose terrain. Another thing that should put a smile on your face when you ride the Co-op Cycles 1.1 is its hydraulic disc brakes. I’ve tested numerous mountain bikes with both rim and disc brakes, and the difference is incredible. So, what are you waiting for? If you’re buying your first bike or even upgrading from a cheap beginner’s model, the Co-op Cycles will improve your rides and let you train harder and longer. It’s without a doubt one of the best mountain bikes you can get for around $500.

Check Availability – REI


Merax – Finiss

Merax Finiss Mountain Bike

Aluminum frame / 330 lbs max weight / 80 mm suspension fork / 26″ wheels / Mechanical disc brakes

MSRP Check on Amazon

Have you been told before that all cheap mountain bikes are rubbish? I beg to differ, and I can prove it to you on Merax Finiss. This is by far the cheapest mountain bike on this list, and it is perfect for first-timers who are on a really tight budget. For under $300, you’ll get a decent aluminum frame and a bicycle that is easy to assemble, easy to ride, and simple to maintain. Moreover, if your motivation for buying a bicycle is to lose weight, Merax Finiss can handle as much as 330 pounds without any problems.

Perfect for Beginners and First-timers

It’s quite important to point out that a $300 bike comes with some disadvantages and that in the end, you are getting what you pay for. However, depending on your needs, the Merax Finiss can be the best mountain bike under $500 for you. It has an aluminum frame and a suspended fork with 80mm of travel, which will give you a comfortable ride on rough terrain and will feel decently light. Moreover, the 26” wheels will feel well-balanced and nimble when cornering. Being cheap, it is still one of the best mountain bikes under $500!

Merax Finiss also comes with mechanical disc brakes, which I think is a big plus at this price range. They provide a much better and reliable braking experience compared to rim brakes. I always feel a lot more confident to go faster and corner more aggressively when the bike has disc brakes. This bike also has a 3×8 drivetrain, with Shimano components, so it should shift pretty smoothly. You should avoid shifting under tension when riding up big hills, and you will be pretty content with this setup. I love the money to value ratio you get with Merax Finiss. So, if you want to buy the cheapest mountain bike to start your cycling journey, definitely consider this model.

Check availability – Amazon


Cannondale – Trail 8

cannondale trail 8

/ Features: SmartForm C3 Alloy frame / 21 gears / 75 mm of travel / 2.25″ tires

MSRP $485 REI.com

Cannondale is well known for its expensive, high-end mountain bikes ridden by the pros. However, this brand does a great job when it comes to making entry-level trail bikes as well. Cannondale‘s Trail 8 is a great example and an excellent choice for most beginner riders out there. But, has Cannondale made any big compromises to make this cheap bike possible? Not at all.

The Trail 8 model is built around the recognizable Cannondale’s frame made of SmartForm C3 alloy. The frame has an exaggerated bottom tube that seamlessly flows into the head tube to make the whole construction sturdy, durable, and attractive. But, that’s not the only good thing, let’s check out more.

A Well-Rounded Trail Machine

Cannondale Trail 8 is available in Graphite Black only to add to its intense riding nature. You can choose to stay inconspicuous with the moody dark coloring or make yourself known by smashing down the trails in spectacular fashion. Even though this is a trail bike that costs slightly under $500, it does not come with no-brand components. Instead, you can shift up and down the 21 speeds with Shimano TX front and rear derailleurs and Shimano Easy Fire shifters. This will not do a fantastic job when cycling and changing gears up some steep hills, but they work just fine on the flats and more moderate ascents.

Read more: Full Cannondale Bikes Overview

A similar thing can be said for the SR Suntour fork with 75mm of travel. It’s not ideal for aggressive trail rides, jumps, and high drops, but you will be quite happy with it as long as you stay on moderate trails and control yourself. But, don’t worry about stability and comfort as the 2.25″ wide tires will provide you with plenty of both.

Finally, this bike also has Tektro mechanical disc brakes with 160/160mm rotors on the front and the rear wheel, so you can safely go faster on the downhills and always stop in time. All in all, this is a great bike to satisfy your need for the trails and the outdoors and give you something fun and healthy to do on the weekends.

Check availability – REI


Diamondback – Overdrive 27.5

diamondback overdrive 27.5

Aluminum frame / 27.5″ wheels / Shimano components / 2.25″ wide tires / 80 mm suspension fork

MSRP Check From Amazon

Have you finally decided to buy a decent mountain bike and start pedaling and exploring the area around your home? If that’s the case and you need a starter model, this Diamondback Overdrive 27.5 is the real deal. Generally, Diamondback bikes on Amazon are a great deal because they come at very affordable prices just because they are older models. There is absolutely nothing wrong with them. The Overdrive 27.5 is a hardtail XC bike with a durable and lightweight aluminum frame with a limited warranty on it. The 27.5″ wheels make it stable around the bends and suitable both for short and tall riders.

Long-Lasting Shimano Components

Even though this Diamondback Overdrive 27.5 bike is an entry-level model, it can boast about some pretty nice specs. For this very low price, you will get a set of a Shimano Acera rear derailleur and a Shimano Tourney front derailleur. It also comes with thumb shifters, so it will be quite easy to go from one gear to another. There are enough of them to get you up any hill, that’s for sure. If your area has a ton of bumpy roads, the SR Suntour XCT fork on this Overdrive model can deal with them without any problems. It has a coil spring and enough travel to absorb the vibrations and make your rides smooth. Since this is a beginner bike, you should not use it for extreme rides. It’s intended for casual and recreational rides, so it won’t withstand too much abuse.

Other things worth mentioning about this bike that make it a great deal are the disc brakes. They are cable-actuated, which means that you might need more power in your fingers if you need to stop aggressively, but it will pump out more than enough stopping power. They are a huge improvement from V-brakes which are still often seen on low-priced bikes. Moreover, the tires are 2.25″ wide, with sharp knobs, so they’re suitable for any kind of terrain.

If you’re a beginner and you want to treat yourself with a decent bike for easy-going rides in nature, the Diamondback Overdrive 27.5 is a great choice on best mountain bikes under $500. It will help you fall in love with mountain biking.

Availability – Amazon


Raleigh – Talus 1

Raleigh Talus 1 mtb

Two designs / 100mm front suspension / 27.5″ or 29″ wheels / 2.25″ tires / ALUXX-grade aluminium frame

MSRP: $430 RaleighUSA.com

The Raleigh Talus 1 is the bike that ticked all of these boxes without any problems, so I had no doubts about including it. Raleigh is a well-known company in the cycling world, and you know you are getting good quality even with the very cheap mountain bikes. The Talus 1 falls well under the $500 mark, which is not much to pay for this sturdy and good-looking aluminum bike.

Most cheap mountain bikes come with only 27.5″ wheels. But that’s not the case with this Raleigh model. It has progressive wheel sizing, which means that smaller frame sizes (XS/S) come with 27.5″ wheels, whereas bigger sizes come with 29er wheels. That way, you get a bike geometry best suited to your body. 100 mm suspension fork means that you can get more out of it on the trails. It’s also a very comfortable bike to ride on bumpy tracks because of its 2.25” tires and the high-quality ALUXX-grade aluminum frame, which Raleigh uses for their more expensive models as well.

This model also has full Shimano components on the drivetrain. You’ll have 21 speeds on your disposal with this setup, which is more than enough for both easy and fast rides.

Talus 1 comes with a pair of V-brakes, which means it is not a wise decision to ride it on rough trails and in very wet conditions. However, for everyday use, these brakes will perform just fine. Many beginner riders will see no difference. If you want style, reliability, and versatility for your cycling training and daily rides, the Raleigh Talus 1 is the perfect investment if you’re looking for the best mountain bike under $500.

Availability – RaleighUSA


Best Under $500 Bikes for Women

If you are looking for ladies-specific models, below is a list of best mountain bikes under $500 for women. Personally, I do not believe in the divide between male and women bikes, because the right fit depends on your physical characteristics.

However, these models have different saddles and a slightly shorter stem and top tube length compared to unisex models, so let’s see what the best pics in this category are.

Let’s see the best mountain bike under $500 for women

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Cannondale – Tango 6

Cannondale Trail Tango 6 womens mtb

Women-specific geometry and parts / 75 mm travel / Mechanical disc brakes / 27.5″ wheelset

MSRP: $485 REI.com

Ladies need to hit the trails as well, not just men. Cannondale has taken action to make this happen, by making the Cannondale Tango 6 bike, specifically tailored to fit women’s needs. This is an entry-level hardtail bike with a beautiful turquoise paint job. Whoever said that riding trails and getting muddy is not feminine will change their mind when they see it. Apart from the great looks, are there any other good things about it? There definitely are. Cannondale Tango 6 has both looks and the brain, as we will show you below.

An Excellent Choice for Women

First of all, when talking about women’s bicycles, it’s important to mention the frame and its geometry. Cannondale has made sure to make this aluminum frame suitable for women by making a shorter top tube that slants downwards and makes it easier to get on and off the bike. The frame is completed with an SR Suntour coil spring with 75mm of travel. It’s just the right amount of travel for your needs as a beginner on the trail. You will start with some smoother gravel roads and moderate single tracks, which is what this fork is made for.

Like most bikes in this price range, the Cannondale Tango 6 has Tektro mechanical disc brakes. They have proven really well on the trails, so they’re a great choice in our opinion. You need a bit more time to adjust and maintain them, but that won’t be a big issue. If you’re buying this bike to make multi-day tours, you’re making a good choice since the frame features several mounts. You can fit it with racks and water bottles and hit the road. All of this makes Cannondale Tango 6 an excellent choice for all ladies who are interested in riding the trails. You will be happy with this model as your first bike for many years, with some care and maintenance.

Availability – REI


Trek – Marlin 5 Women’s ‘2021

trek womens marlin 5 mountain bike

21-speeds / 27.5″ or 29″ wheels / 100m travel fork / Aluminum frame

MSRP $550 Trekbikes (Available in-store only)

Seems like the year 2021 allows us to really get closer to that affordable price tag! The Marlin 5 Women’s is a great trail bike for beginners, or should we say ‘cautious’ riders who are not planning to go competing on down-hill races anytime soon. You’ll see a Shimano Tourney derailleurs and Shimano Altus shifters with Tektro hydraulic disc brakes which definitely get you through some of the roughest of trails.

As it is a trail bike, it is equipped with internal cable routing and it is also rack & fender ready. if you haven’t ridden a ‘decent’ or should we say modern mountain bike for a while – you’ll be positively surprised by the 27.5″ or 29″ wheels which one of the greatest upgrades in the mountain biking world in the past 5 years. Biggers wheels simply rolled over obstacles with so little effort!

For $550 – there’s nothing to add or remove from this bike!

Availability – Trek

What Do You Need To Know

Best Mountain Bikes under 500 conclusions Before Buying The Best Mountain Bikes Under $500

As you can see, when it comes to cheap mountain bikes, cheap does not equal bad. There are some amazing bikes at this price range, which will serve you well for years if you take good care of them. If you thought otherwise, I hope I changed your mind.

Therefore, in case you’re looking for an entry-level bicycle to get fit, stay fit, commute, workout, or just escape into nature, why not choose one of the best mountain bikes under $500?

They’re perfect for beginners and occasional riders, and I promise they are loads of fun!

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